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Wyndham Capital’s is a fintech mortgage lender that uses online technology to serve its customers and loan officers. However, unlike many other lenders that use online technology, Wyndham Capital underwrites, closes and funds all its loans internally. Process loans through an encrypted secured loan portal with e-signature technology. It is paperless which helps in streamlining the loan process.
|windham mortgage review 2022|
Wyndham Capital is one of only 11 LendingTree certified lenders nationwide. It is the only lender on LendingTree’s network to have 100% certified professional mortgage advisors.
The company has licensed commercial mortgage advisors in Alabama, Arizona, California, Colorado, Connecticut, Washington DC, Florida, Georgia, Kansas, Illinois, Indiana, Maine, Maryland, Michigan, Minnesota, New Hampshire, New Jersey, North Carolina, Ohio Huh. Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Virginia, Washington and West Virginia.
Wyndham Capital Mortgage overview
Pros and cons windham mortgage
- Automatic pre-approval and on-demand pre-approval letter
- E-closing experience for faster turnaround
- Live follow-up system that connects borrowers with loan officers to discuss their application
- Can’t apply for financing in person
- No brick-and-mortar branches
- fixed rate
- adjustable rate
- Streamlining rate-and-term, cash-out and refinancing
- home equity loan
- investment property
Minimum borrower requirements
To qualify borrowers, Wyndham Capital Mortgage says it typically focuses on four areas: income and debt (such as credit cards, auto loans and student loans); Property; credit score and credit record; and the loan-to-value ratio (LTV).